However, in the unfortunate event of a person's passing, GoldSilver handles the administration of their account per the necessary documentation required.

• For individual accounts: accounts will default to the estate and will accept instructions from the executor. 

• Joint accounts: accounts will default to the surviving owner according to the type of joint account chosen. Joint WROS vs Joint TIC

  • The surviving account holder (Joint WROS) 
    In a joint account with rights of survivorship (Joint WROS) the surviving account holder inherits the assets in the account if the other passes (most popular)
  • My estate (Joint TIC)
    With a joint tenants in common account (Joint TIC) the estate of the deceased will receive their portion of their account.

• For entities such as corporations or LLCs: accounts will follow instructions from the executor.

• IRA accounts: GoldSilver will send the funds to the IRA custodian. Beneficiaries can be established through your IRA.

Please keep in mind that documentation will be required for these accounts, including a valid photo ID for the executor or joint account member, a death certificate, and executor of the estate documentation. All documentation is reviewed by our legal department.

Please Note: Additional documentation may be required on a case by case basis.

If you have any additional questions, please contact us over the phone to talk specifics on your account. 

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