Why did my storage invoice increase this quarter?

A higher invoice is a positive sign — it means the value of your holdings has grown. Storage fees are tied directly to the insured value of the precious metals in your account. Due to significant market movement in late 2025 and into January 2026, both gold and silver experienced notable price increases, which raised overall portfolio valuations and resulted in a higher quarterly charge.

How are storage fees calculated?

Storage fees are prorated starting at 0.72% per year and calculated on a daily basis based on the current insured value of the assets held in your account. Fees are then billed quarterly. Because the calculation is value-based, your fee will naturally fluctuate as metal prices move up or down. What fees are involved with private vault storage?

What does the storage fee cover?

Your storage fee is an all-in rate that includes:

• Secure vault storage at an insured, audited facility
• Full insurance coverage based on current market value
• Access to our 24/7 buy and sell platform — trade any time, any day, including nights and weekends

The technology that powers around-the-clock access to your account is built into the storage rate, so there are no separate trading fees or platform charges.

Will my fees go back down if prices drop?

Yes. Because fees are calculated daily based on the current value of your metals, they will decrease if and when market prices decline. The model is designed to be transparent and directly proportional to what your assets are actually worth at any given time.

Why are storage fees tied to the insured value of my metals?

Insurance premiums scale with asset value. As the market value of your holdings increases, so does the cost to fully insure them. Tying storage fees to insured value ensures your metals are always covered at their current worth — not an outdated purchase price.

I have more questions — who can I contact?

Our team is happy to walk you through your invoice or review your account in detail. You can reach us by phone, live chat, or email — available through your account portal. We're here to help you understand exactly what you're paying and why.